Financial Literacy
as a Service
Integrate AI-powered financial advice into your platform — risk profiling, asset allocation, insurance gap analysis and more as RESTful microservices.
7 Financial Literacy Skills
Each skill is a standalone microservice with a standardized REST interface.
Risk Profile
W-Score & C-Score analysis with mismatch detection and investment recommendations.
POST /v1/risk-profileAsset Allocation
Portfolio structure with ETF selection, rebalancing plan and cost analysis.
POST /v1/asset-allocationInsurance Gap
Detect coverage gaps and overlaps — with actionable recommendations.
POST /v1/insurance-gapCashflow Analysis
Income-expense forecasting with scenario simulation and stress testing.
POST /v1/cashflowFinOps Intelligence
Cost monitoring, efficiency scoring and automated optimization suggestions.
POST /v1/finopsSavings Automation
Rule-based saving: emergency fund, pension pillar 3a, investment plans.
POST /v1/savings-automationLife Planning
Milestone planning for property, retirement and financial freedom.
POST /v1/life-planningSimple Integration
One API call — structured financial analysis.
curl -X POST https://api.goldtaler.at/v1/risk-profile \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"age": 35,
"income": 75000,
"country": "AT",
"risk_tolerance": "moderate",
"investment_horizon_years": 20,
"existing_assets": {
"savings": 25000,
"etf_portfolio": 40000
}
}'Why goldtaler?
Three reasons why leading financial companies choose our API.
DACH Expertise
Specialized for Austria, Germany and Switzerland — tax law, social security and regulatory requirements natively integrated.
Pedagogy First
Our skills don't just deliver results — they teach financial literacy. Your customers learn with every interaction.
Swiss Data Standards
Hosted in Switzerland, GDPR-compliant, DSG-certified — your customer data protected to the highest European standards.
Transparent Pricing
Scalable from startup to enterprise — no hidden costs.
Starter
- 1,000 API calls/month
- 3 skills included
- Standard support
- Sandbox environment
Professional
- 10,000 API calls/month
- All 7 skills
- Priority support
- White-label option
Enterprise
- Unlimited API calls
- All 7 skills + custom
- Dedicated account manager
- SLA & on-premise option
API FAQ
Everything you need to know about integration.
Get Early Access
Join the waitlist — we'll reach out as soon as the API is available.