Our four advisory areas
Structured, theme-based, and tailored to your situation.
Financial & Wealth Planning
From budget overview to optimal portfolio structure — everything concerning your wealth.
Asset Allocation & ETF Selection
From risk profile to concrete portfolio structure with rebalancing plan.
Cost Transparency
What do your investments really cost? TER, spread, stamp duty — all broken down.
Savings Automation
Emergency fund, pillar 3a, investment plan — an if-then ruleset for automated saving.
Insurance & Risk Planning
Identify coverage gaps, create risk profiles, and optimize insurance.
Insurance Analysis
Coverage gaps, overlaps, optimization potential — with concrete recommendations.
EUR49Risk Profile Pro
5-phase analysis with W-Score, C-Score, mismatch detection, and personal report.
EUR79
Retirement & Life Planning
Retirement, financial freedom, and life goals — your roadmap for the future.
Life Planning
Property, retirement, financial freedom — your vision with timeline and action plan.
Scenario & Stress Test
What happens with job loss, rising interest rates, or a market crash? Stress test for your finances.
AI FinOps
Your AI-powered financial advisor Orin — always available, analytical, and discreet.
- Free
Quick Check
Initial assessment of your situation in minutes — free.
Financial Planner
Budget, debts, savings goals, and assets — manage everything in one place.
No subscriptions, no fine print.
How it works
Ask your question
Via chat, direct and straightforward.
Orin analyzes
Structured, transparent, with clear assumptions.
You decide
With multiple options and honest trade-offs.
About Orin
Orin is an AI-powered financial advisor. Not a salesperson, not a broker — a thinking partner for your financial decisions. Confident, calm, honest.
Ready?
Start your free quick check now.
Frequently Asked Questions
Everything you need to know about goldtaler.at and Orin.
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